Funeral
& Burial Questions
What
purpose does a funeral serve?
It
is the customary way to recognize death and its finality. Funerals
are recognized rituals for the living to show respect for the dead
and to help survivors begin the grief process.
What
do funeral directors do?
Funeral
directors are caregivers and administrators. They make the arrangements
for transportation of the body, complete all necessary paperwork,
and implement the choices made by the family regarding the funeral
and final disposition of the body. Funeral directors are listeners,
advisors and supporters. They have experience assisting the bereaved
in coping with death. Funeral directors are trained to answer questions
about grief, recognize when a person is having difficulty coping,
and recommend sources of professional help. Funeral directors also
link survivors with support groups at the funeral home or in the
community.
Do
you have to have a funeral director to bury the dead?
In
most states, family members may bury their own dead although regulations
vary. However, most people find it very trying to be solely responsible
for arranging the details and legal matters surrounding a death.
Why
have a public viewing?
Viewing
is part of many cultural and ethnic traditions. Many grief specialists
believe that viewing aids the grief process by helping the bereaved
recognize the reality of death. Viewing is encouraged for children,
as long as the process is explained and the activity voluntary.
Is
it possible to have a traditional funeral if someone dies of AIDS?
Yes,
A person who dies of an AIDS-related illness is entitled to the
same service options afforded to anyone else. If public viewing
is consistent with local or personal customs, that option is encouraged.
Touching the deceased's face or hands is perfectly safe. Because
the grief experienced by survivors may include a variety of feelings,
survivors may need even more support than survivors of non-AIDS-related
deaths.
Isn't
burial space becoming scarce?
While
it is true some metropolitan areas have limited available cemetery
space, in most areas of the country, there is enough space set aside
for the next 50 years without creating new cemeteries. In addition,
land available for new cemeteries is more than adequate, especially
with the increase in entombment and multi-level grave burial.
Embalming
Questions
What
is the purpose of embalming?
Embalming
sanitizes and preserves the body, retards the decomposition process,
and enhances the appearance of a body disfigured by traumatic death
or illness. Embalming makes it possible to lengthen the time between
death and the final disposition, thus allowing family members time
to arrange and participate in the type of service most comforting
to them.
Does
a dead body have to be embalmed, according to law?
No.
Most states, however, require embalming when death was caused by
a reportable contagious disease or when remains are to be transported
from one state to another by common carrier or if final disposition
is not to be made within a prescribed number of hours.
Cremation
Questions
Is
cremation a substitute for a funeral?
No,
cremation is an alternative to earth burial or entombment for the
body's final disposition and often follows a traditional funeral
service. In fact, according to FTC figures for 1987, direct cremation
occurred in only 3% of deaths.
So,
I've decided on cremation. Can I still have a funeral or a viewing?
Yes,
quite often some sort of viewing precedes the actual cremation.
Your funeral home can assist you with the necessary information
for a funeral with a cremation following or a memorial service.
Funeral Cost
Questions
Why
are funerals so expensive?
When
compared to other major life cycle events, like births and weddings,
funerals are not expensive. A wedding costs at least three times
as much; but because it is a happy event, wedding costs are rarely
criticized. A funeral home is a 24-hour, labor-intensive business,
with extensive facilities (viewing rooms, chapels, limousines, hearses,
etc.), these expenses must be factored into the cost of a funeral.
Moreover, the cost of a funeral includes not only merchandise, like
caskets, but the services of a funeral director in making arrangements;
filing appropriate forms; dealing with doctors, ministers, florists,
newspapers and others; and seeing to all the necessary details.
Contrary to popular belief, funeral homes are largely family-owned
with a modest profit margin.
What
recourse does a consumer have for poor service or overcharging?
Funeral
service is regulated by the FTC and state licensing boards. In most
cases, the consumer should discuss problems with the funeral director
first. If the dispute cannot be solved by talking with the funeral
director, the consumer may wish to contact the Funeral Service Consumer
Assistance Program. FSCAP provides information, mediates disputes,
provides arbitration, and maintains a consumer guarantee fund for
reimbursement of services rendered. (To contact FSCAP, call 708-827-6337
or 800-662-7666).
Do
funeral directors take advantage of the bereaved?
Funeral
directors are caring individuals who help people deal with a very
stressful time. They serve the same families 80% of the time, and
many have spent most of their lives in the same community. If they
took advantage of bereaved families, they could not stay in business.
The fact that the average funeral home has been in business over
59 years shows that most funeral directors respect the wishes of
the bereaved families.
Is
it right to make a profit from death?
Funeral
directors look upon their profession as a service, but it is also
a business. Like any business, funeral homes must make a profit
to exist. As long as the profit is reasonable and the services rendered
are necessary, complete, and satisfactory to the family, profit
is legitimate.
Don't
funeral directors mark caskets up tremendously, at least 400%?
No.
Talking about the mark up on caskets is really not the point. Most
items--clothing, furniture, jewelry--are marked up as much or more
than caskets. The real question is whether the funeral director
is making an excessive profit, And that answer is "No."
Profits run around 12.5% before taxes -- not excessive by any standard.
Who
pays for funerals for the indigent?
Other
than the family, there are veteran, union, and other organizational
benefits to pay for funerals, including, in certain instances, a
lump sum death payment from Social Security. In most states, some
form of public aid allowances are available from either the state,
county, or city or a combination. Most funeral directors are aware
of the various benefits and know how to obtain them for the indigent.
However, funeral directors often absorb costs above and beyond what
is provided by agencies to ensure the deceased a respectable burial.
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